If you’re a frontline worker dreaming of homeownership in Florida, this might be the break you’ve been waiting for. 
The Florida Hometown Heroes Program is reopening on August 18th, 2025, and it offers up to $35,000 in down payment and closing cost assistance for eligible buyers.
What Is the Hometown Heroes Program?
This state-funded program provides up to 5% of your loan amount (max $35,000) to help cover your upfront homebuying costs. It's a 0% interest, non-forgivable loan — meaning you only repay it if you sell or refinance the home.
It’s a powerful way to finally make that leap from renting to owning.
Who Qualifies?
Over 100 professions are eligible! Including:
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Teachers & school employees
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Nurses & healthcare professionals
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Police, firefighters & EMTs
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Military personnel (active duty & veterans)
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And many more who serve our communities
You also need to be a first-time homebuyer (or haven’t owned in the past 3 years) and meet income and loan requirements.
Where Can You Use It?
Anywhere in Florida! I work with buyers all across Cape Coral, Fort Myers, Lehigh Acres, and all of Lee County, and this program is available in our local communities.
Act Fast: Funds Are Limited
This program opens August 18th and is first-come, first-served. When the money’s gone, it’s gone — so don’t wait until it’s too late.
Ready to Get Started?
I’m here to guide you through the entire process — from checking eligibility to closing on your dream home.
Contact Me Today:
239-878-2329
karla@realestateswfla.com
www.realestateswfla.com
Karla Torres, Realtor® – Sellstate 5 Star Realty